MakingCentz

Snarky Thoughts on Personal Finance From a Dad of Two

Warren Buffett and the Genius of Simplicity

Warren Buffett

Warren Buffett

The investment world always reacts with excitement when Warren Buffett releases his annual letter to Berkshire Hathaway shareholders.

There seems to be a feeling that the billionaire investor will offer some nugget of advice that will cause markets to move, or to help average investors boost their own returns.

But the reality is that Buffett’s investment strategy is pretty easy to follow. Continue reading

Which Olympic Sport ‘Investor’ Are You?

What winter sport is the most representative of your investing style?

What winter sport is the most representative of your investing style?

Well, the 2014 Winter Olympics in Sochi are over. Hopefully this means winter itself is also on its way out.

It occurred to me while watching the Games over the last couple weeks that many of the sports can be compared to investing styles. There are some that are risky. Some that are kind of boring. Some are harder than others.

Do any of these sports apply to your investment style? Continue reading

Why You’re Broke #2: The Student Loan Burden

Don't let college costs be a source of financial ruin.

Don’t let college costs be a source of financial ruin.

There’s a common belief that student loan is “good debt” because it’s an investment in the future. A degree, people say, will result in higher earning power later in life.

College is a great thing. Most days, I wish I could go back to college. But truth of the matter is that the cost of college—or more accurately, the volume of student loan debt that students are collecting—has become one of our nation’s greatest crises. Continue reading