MakingCentz

Snarky Thoughts on Personal Finance From a Dad of Two

Why Apple’s Planned Stock Split is a Great Thing

Shares of Apple stock may be getting more affordable.

Shares of Apple stock may be getting more affordable.

If you’re an investor, how did you get started? How did you actually reach a point where you said, “yes, I am going to put some money in the markets.”?

For many people, the introduction to investing came when they contributed to their first 401(k) plans. They may not have understood exactly what they were doing, but were told by their employers that it was a good idea to contribute.

For others, they began simply by opening an account with a discount brokerage firm and buying a few shares of a stock. Continue reading

Warren Buffett and the Genius of Simplicity

Warren Buffett

Warren Buffett

The investment world always reacts with excitement when Warren Buffett releases his annual letter to Berkshire Hathaway shareholders.

There seems to be a feeling that the billionaire investor will offer some nugget of advice that will cause markets to move, or to help average investors boost their own returns.

But the reality is that Buffett’s investment strategy is pretty easy to follow. Continue reading